Michael Welti

Michael Welti is Managing Partner and Head Private Banking at Banque Heritage, a Swiss Private Bank in Switzerland serving domestic and international Private Clients. 

Michael had various Senior Executive Positions in banks such as REYL Bank Intesa Sanpaolo (Deputy Head Global Wealth Management & Head Zurich), UBP (Member of Executive Committee Zurich) and ABN Amro (Head Private Banking EURASIA) offering Wealth Management and Financial Advice to clients globally

Early 2020 Michael was awarded "Banker Of The Year" by IFC Award in London

Wealth Management is such a fascinating area of banking. Dealing over 30 years with Private Clients helping them in various areas such as performance management, wealth management and succession planning, is what drives me. 

The way to achieve client satisfaction is by combining tradition and experience, innovation and dedication, to find the solution fitting the client’s needs. 

Private Equity, Wealth Management, ESG and Impact Investing combined with Swiss Wealth management is what convinces clients to bank in Switzerland. 

Banque Heritage is a Swiss private bank located in Geneva, Zurich, Basel and Sion. The origins of Banque Heritage SA can be traced to the soft commodity trading business where the founding families have long-standing experience spanning over 200 years and in which they have established themselves as global market leaders.

Indeed, what differentiates Banque Heritage from other Swiss private banks is the fact that the legacy of the traditional family businesses continues to prevail and is non-banking related. Rather, it was the wealth generated by the commodity trading businesses that created the need to establish what were initially respective family offices with the similar overriding principles of utmost integrity, open architecture, independence of judgement, and singular dedication to the stewardship of family wealth.

Importantly, given the long term horizon of the family offices, they have always been driven by the achievement of superior investment performance for clients rather than short term revenue goals, something which differentiates them from typical financial institutions.

Over time, other families with like-minded values joined and entrusted their wealth, the circle became larger, and the family offices subsequently became private banks with a broad investment offering from traditional to hedge fund investments to own sourced club deals where clients can invest alongside the founding families. 

In addition to a fully owned subsidiary, Banque Heritage Uruguay, based in Montevideo, the Bank is also majority shareholder of Meridian Wealth Management, a Lausanne based independent wealth management firm.